• Last updated: January 2026

1. Introduction

These Terms of Service (“Terms”) govern your access to and use of the website lumaprojects.ca (the “Website”) and any services, consultations, reports, or materials provided by Luma Projects (“we,” “us,” or “our”).

By accessing this Website or engaging our services, you agree to be bound by these Terms. If you do not agree, please do not use the Website or our services.

2. Nature of Our Services

Luma Projects provides independent pre-construction advisory, planning, and feasibility services. Our services may include high-level assessments, conceptual budgets, scope reviews, risk identification, and general project guidance.

Unless expressly stated in writing:

• We do not provide architectural, engineering, legal, surveying, or construction services

• We do not act as a contractor, builder, or project manager

• We do not guarantee costs, timelines, approvals, financing outcomes, or construction results

All deliverables are informational and advisory in nature.

3. No Professional Reliance

Information provided by Luma Projects is based on professional experience, general industry practices, and information available at the time of review. However:

• All recommendations are conceptual estimates, not guarantees

• Final decisions and execution remain the responsibility of the client and their retained professionals

• You should consult qualified architects, engineers, contractors, lenders, lawyers, and authorities having jurisdiction before proceeding with any project

You agree not to rely solely on our materials as the basis for final financial, construction, or regulatory decisions.

4. Client Responsibilities

You are responsible for:

• Providing accurate and complete information

• Verifying assumptions with third-party professionals

• Ensuring compliance with zoning, building codes, permits, financing requirements, and laws

• Making final decisions regarding scope, cost, design, and construction

We are not responsible for outcomes resulting from incomplete, inaccurate, or changed information.

5. Fees, Payments, and Refunds

Fees, scope, and deliverables will be outlined in writing prior to commencement.

Unless otherwise stated:

• Fees are due as agreed before or during service delivery

• Work begins once payment and required inputs are received

• Refunds are not guaranteed once work has commenced, except where required by law or explicitly stated in writing

6. Intellectual Property

All reports, analyses, documents, and materials produced by Luma Projects remain our intellectual property unless otherwise agreed.

You are granted a non-exclusive, non-transferable license to use deliverables for your personal or internal project planning purposes only.

You may not reproduce, distribute, or rely on our materials for third-party purposes without written consent.

7. Third-Party Use and Sharing

Our deliverables are prepared solely for the client.

You may share materials with lenders, designers, or contractors for informational purposes only, provided no reliance or liability is implied.

Any third-party reliance requires prior written approval from Luma Projects.

8. Website Use

You agree not to:

• Use the Website for unlawful purposes

• Attempt to disrupt or compromise Website functionality

• Copy, scrape, or misuse Website content

We may update, suspend, or discontinue Website features at any time without notice.

9. Limitation of Liability

To the maximum extent permitted by law:

• Luma Projects is not liable for indirect, incidental, consequential, or special damages

• Our total liability, if any, is limited to the fees paid for the specific service giving rise to the claim

Nothing in these Terms excludes liability that cannot be excluded under applicable law.

10. Indemnification

You agree to indemnify and hold harmless Luma Projects from claims arising from:

• Your use of the Website or services

• Your reliance on advisory materials beyond their intended purpose

• Your failure to consult appropriate professionals

11. Governing Law

These Terms are governed by the laws of the Province of Ontario and the laws of Canada, without regard to conflict of law principles.

12. Changes to These Terms

We may update these Terms from time to time. Continued use of the Website or services after changes are posted constitutes acceptance of the revised Terms.

13. Contact Information

For questions regarding these Terms, please contact:

Luma Projects
Email: [email protected]